Choice of car insurance products

Third Party Property Damage Fire & Theft:

Covers the insured’s vehicle for loss or damage by fire or theft. It also covers their legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully their fault.

Third Party Property Damage:

Covers the insured's legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully their fault.

Comprehensive Car Insurance:

Is the highest level of cover arranged for your vehicle? It includes cover against fire, theft, accidents and malicious damage.

Our car insurances offer:

  • Up to 65% no claim bonus on your premium1,2
  • Choose your preferred repairer at no extra cost.
  • Dedicated claims support 24/7
  • Receive a rental car for up to 14 days if your car is stolen.
  • Get a discount on your policy when you exclude drivers under 301
  • Save money with a safe driver discount1,3
  • Excess free windscreen claim option available for an additional premium4

Comprehensive car insurance comparison table

Classic Motor Insurance
Key benefits
New replacement vehicle if your new vehicle (less than two years old) is a total loss Yes
Cover for damage to other people’s property (legal liability) Up to $20,000,000 Yes
Legal liability cover when using a substitute vehicle Yes
Legal costs Yes
Rental car following theft ($75 per day limit) Yes, up to 14 days
Towing Yes
Vehicle being transported by ship Yes
More benefits
Trailer and caravan cover up to the lesser of $1000 or market
Emergency repairs up to $500
Personal effects or clothing up to $500
Transportation costs up to $400
Re-Keying and re-coding up to $1000
Emergency accommodation costs $400
Get a Quote

Third party insurance comparison table

Third Party Damage Cover Third party Property Damage Fire & Theft Cover
Key Benefits
Legal liability cover when using a substitute vehicle Yes Yes
Legal costs Yes Yes
Legal liability, including supplementary bodily injury Yes Yes
Cover for damage to other people’s property (legal liability) Up to $20,000,000 Yes Yes
Uninsured motorists extension (if third party is at fault and has no insurance) Up to a market value of $4,000 Up to a market value of $4,000
Fire and theft cover available on vehicles with a market value up to a maximum of $5,000 Yes
Towing costs following fire or theft Yes
Get a Quote Get a Quote

This is a summary only. For full details of the conditions, limits and exclusions on all our cover options, please refer to the Prestige Motor Insurance Product Disclosure Statement

How to claim?

To make a car insurance claim online, anytime

The fastest, easiest way to make a car insurance claim is to submit an online claim form. You can submit your car insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

  • Secure form
  • There are no phone queues
  • Immediate confirmation number for your reference
  • Streamlined process for windscreen claims. Visit

Submit your claim to Allianz via the online claim form and a friendly claims consultant will contact you as soon as possible.

Alternatively, you can call 1300 823 145 and a friendly claims consultant will take you through the claims process. The Claims Hotline is available 24 hours a day, 7 days a week.


Jardine Lloyd Thompson Pty Limited – ABN 69 009 098 864 AFS License No: 226827 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708

We do not provide any advice based on any consideration of your objectives, financial position or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statements available from our Downloads page. If you purchase this insurance, we will receive a commission that is a percentage of the premium paid by you before stamp duty, fire services levy, GST and any other government charges, taxes, fees or levies. Ask us for more details before we provide you with services.

1Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Any online discounts offered are applied to our standard rates (excluding optional covers).

2Maximum discount percentage varies from State to State.

3Safe Driver Discount applies to new comprehensive Motor Insurance policies only and does not apply to Third Party Fire & Theft and Third Party Property Damage policies. To be eligible for a safe driver discount:

  • the ratable driver must be aged 30 years or over;
  • the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and
  • all other nominated drivers have had no at fault claims for the last five years

4The broken windscreen or window glass has to be the only damage to the vehicle.