Allianz Motor Insurance provides you with a great range of features as well as optional benefits so that you can tailor your cover to suit your needs.

Choice of car insurance products

Comprehensive Insurance:

The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault.

Third Party Property Damage:

Covers your legal liability to pay compensation for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault.

Our car insurances offer:

  • You may be able to increase your excess to reduce your premium1
  • Choose your preferred repairer.
  • 24/7 claims lodgement service.
  • Rental car for up to 30 days if your car is stolen ($100 per day limit).
  • Safe driver discount for eligible drivers1,3

Comprehensive insurance / third party property damage – comparison table

Comprehensive insurance Third party property damage
Get a Quote Get a Quote
Key benefits
Cover for accidental loss of or damage to your vehicle Yes
New for old replacement of a new vehicle after a total loss, if:
  • you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;
  • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
  • where relevant, your financier has given its written consent; and
  • a new replacement vehicle is available in Australia.
Yes
Cover for legal liability to pay compensation for loss or damage to other people’s property and legal liability for supplementary bodily injury – up to $20 million for any one event or series of related events Yes Yes
Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000, provided that:
  • you did not contribute to the cause of the accident;
  • you can provide the name and address of the person responsible for the accident; and
  • you can provide the registration number of the other vehicle.
Yes
Approved legal costs arising from a claim for liability covered by the policy Yes Yes
Cost of emergency repairs after a covered accident – up to $500 for any one incident Yes
Rental car after theft of your vehicle – $100 per day limit, up to 30 days Yes
Reasonable cost of towing after a covered incident Yes
Temporary cover on replacement vehicle – 14 days Yes
Trailer and caravan cover – $1,000 or market value whichever is the lesser Yes
Legal liability cover when using a substitute vehicle Yes Yes
Cover for personal items in your vehicle – up to $1,000 for any one incident Yes
Cover for reasonable additional accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident Yes
Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident Yes
Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident Yes
Cover for child seat / baby capsule in your vehicle after a covered accident – up to $500 for of any one incident Yes
Optional benefits you can add
Rental car following accident – $100 per day limit, up to 30 days Yes
Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle – 1 replacement and 2 repairs in any period of insurance Yes
Cover for tools of trade – up to $3,000 for any one incident Yes
Options which you can take to decrease your premium
Named driver option Yes
Get a Quote Get a Quote

This is a summary only. For full details of the conditions, limits and exclusions on all our cover options, please refer to the Product Disclosure Statement.

How to claim?

To lodge a car insurance claim online, anytime

A convenient way to lodge a car insurance claim is via the online claim form. You can submit your car insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • There are no phone queues
  • Immediate confirmation number for your reference

Over the phone – 24 hours a day, 7 days a week claims hotline.

You can call 1300 555 013 and a consultant will help you with the claims process.

Disclaimer

Jardine Lloyd Thompson Pty Limited – ABN 69 009 098 864 AFS License No: 226827 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708

We do not provide any advice based on any consideration of your objectives, financial position or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statements available from our Downloads page. If you purchase this insurance, we will receive a commission that is a percentage of the premium paid by you before stamp duty, fire services levy, GST and any other government charges, taxes, fees or levies. Ask us for more details before we provide you with services.

1Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.

2The online discount applies to Comprehensive Motor Insurance policies only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless otherwise stated). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

3Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%.