Choice of car insurance products
Third Party Property Damage Fire & Theft:
Covers the insured’s vehicle for loss or damage by fire or theft. It also covers their legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully their fault.
Third Party Property Damage:
Covers the insured's legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully their fault.
Comprehensive Car Insurance:
Is the highest level of cover arranged for your vehicle? It includes cover against fire, theft, accidents and malicious damage.
Our car insurances offer:
- Up to 65% no claim bonus on your premium1,2
- Choose your preferred repairer at no extra cost.
- Dedicated claims support 24/7
- Receive a rental car for up to 14 days if your car is stolen.
- Get a discount on your policy when you exclude drivers under 301
- Save money with a safe driver discount1,3
- Excess free windscreen claim option available for an additional premium4
Comprehensive car insurance comparison table
|Classic Motor Insurance|
|New replacement vehicle if your new vehicle (less than two years old) is a total loss||Yes|
|Cover for damage to other people’s property (legal liability) Up to $20,000,000||Yes|
|Legal liability cover when using a substitute vehicle||Yes|
|Rental car following theft ($75 per day limit)||Yes, up to 14 days|
|Vehicle being transported by ship||Yes|
|Trailer and caravan cover||up to the lesser of $1000 or market|
|Emergency repairs||up to $500|
|Personal effects or clothing||up to $500|
|Transportation costs||up to $400|
|Re-Keying and re-coding||up to $1000|
|Emergency accommodation costs||$400|
|Get a Quote|
Third party insurance comparison table
|Third Party Damage Cover||Third party Property Damage Fire & Theft Cover|
|Legal liability cover when using a substitute vehicle||Yes||Yes|
|Legal liability, including supplementary bodily injury||Yes||Yes|
|Cover for damage to other people’s property (legal liability) Up to $20,000,000||Yes||Yes|
|Uninsured motorists extension (if third party is at fault and has no insurance)||Up to a market value of $4,000||Up to a market value of $4,000|
|Fire and theft cover available on vehicles with a market value up to a maximum of $5,000||–||Yes|
|Towing costs following fire or theft||–||Yes|
|Get a Quote||Get a Quote|
This is a summary only. For full details of the conditions, limits and exclusions on all our cover options, please refer to the Prestige Motor Insurance Product Disclosure Statement
How to claim?
To make a car insurance claim online, anytime
The fastest, easiest way to make a car insurance claim is to submit an online claim form. You can submit your car insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.
- Secure form
- There are no phone queues
- Immediate confirmation number for your reference
- Streamlined process for windscreen claims. Visit http://www.allianzclaims.com.au
Submit your claim to Allianz via the online claim form and a friendly claims consultant will contact you as soon as possible.
Alternatively, you can call 1300 823 145 and a friendly claims consultant will take you through the claims process. The Claims Hotline is available 24 hours a day, 7 days a week.
Jardine Lloyd Thompson Pty Limited – ABN 69 009 098 864 AFS License No: 226827 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708
We do not provide any advice based on any consideration of your objectives, financial position or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statements available from our Downloads page. If you purchase this insurance, we will receive a commission that is a percentage of the premium paid by you before stamp duty, fire services levy, GST and any other government charges, taxes, fees or levies. Ask us for more details before we provide you with services.
1Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Any online discounts offered are applied to our standard rates (excluding optional covers).
2Maximum discount percentage varies from State to State.
3Safe Driver Discount applies to new comprehensive Motor Insurance policies only and does not apply to Third Party Fire & Theft and Third Party Property Damage policies. To be eligible for a safe driver discount:
- the ratable driver must be aged 30 years or over;
- the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and
- all other nominated drivers have had no at fault claims for the last five years
4The broken windscreen or window glass has to be the only damage to the vehicle.