Commercial Property Owners’ Insurance Checklist

Does your current policy provide cover for any/all of the following?

Coverage Section Yes No
Material Loss or Damage
Buildings (incl. Fixtures & Fittings)    
Contents (incl. Machinery, Plant, Computers, Electronic Equipment)    
Stock in Trade    
Accidental Damage    
Removal of Debris    
Flood    
Customer’s goods which you are responsible for    
Business Interruption (loss of Profits) Insurance
Gross Profit / Revenue / Rentals    
Payroll (if not included in Gross Profit)    
Rent Receivable    
Professional Fees    
Additional Increased Cost of Working    
Burglary / Theft
Contents (incl. Machinery, Plant, Computers, Electronic Equipment)    
Stock in Trade    
Customers Goods in your custody or service    
Damage to Premises and/or Temporary Protection    
Replacement of Locks and Keys    
Theft without Forcible Entry    
Money
Theft of Money;
  • In Transit
  • On Premises
  • In Private Residence
   
Damage to Safes and/or Strongrooms    
Personal Money covered at the Situation