Landlord insurance benefits

  • Up to 30% No Claim Bonus2
  • Optional additional cover for Rent Default and Theft by Tenant.
  • Pay by the month at no extra premium3
  • Choose an excess level and payment option to suit your budget4
  • Get legal liability protection up to $10 million.
  • Cover against malicious damage by your tenants.

Review the Key Facts Sheets for Landlord Building Cover and/or Landlord Contents Cover

What’s covered

Building Contents
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Insured Events
Accidental breakage of glass Yes Yes
Earthquake Yes Yes
Explosion Yes Yes
Fire or smoke Yes Yes
Flood cover (optional, subject to eligibility) Yes Yes
Impact damage Yes Yes
Lightning or thunderbolt Yes Yes
Riot or civil commotion Yes Yes
Storm, rainwater or run-off Yes Yes
Theft, burglary or housebreaking Yes Yes
Tsunami Yes Yes
Water or other liquid damage Yes Yes
Other benefits
Automatic indexation of sums insured Yes Yes
Contents in open air at the risk address Yes
Continuation of cover when you are selling your buildings Yes
Fusion Yes Yes
Up to $10,000 Landlord’s contents cover (only applies when buildings cover only is taken) Yes
Legal liability – cover for injury to other people or their property Yes Available under contents cover only when the building is part of a strata title development.
Mortgage discharge costs Yes
Reinstatement of sum insured after a loss Yes Yes
Removal of debris, professional rebuilding fees and extra costs of complying with building Yes Yes
Rental costs after an insured event Yes Yes

Available under contents cover only when the building is part of a strata title development

Replacement of locks or cylinders Yes Yes
Optional additional covers
Rent default and theft by tenant
Landlord Workers’ Compensation5
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This is a summary only. For full details of the terms, conditions, limits and exclusions on all our cover options, please refer to the Landlord Insurance Product Disclosure Statement

How to claim?

To make a landlord insurance claim online, anytime

The fastest, easiest way to make a landlord insurance claim is to submit an online claim form. You can submit your car insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

  • Secure form
  • There are no phone queues
  • Immediate confirmation number for your reference

Submit your claim to Allianz via the online claim form and a friendly claims consultant will contact you as soon as possible.

Alternatively, you can call 1300 823 145 and a friendly claims consultant will take you through the claims process. The Claims Hotline is available 24 hours a day, 7 days a week.


Jardine Lloyd Thompson Pty Limited – ABN 69 009 098 864 AFS License No: 226827 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708

We do not provide any advice based on any consideration of your objectives, financial position or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statements available from our Downloads page. If you purchase this insurance, we will receive a commission that is a percentage of the premium paid by you before stamp duty, fire services levy, GST and any other government charges, taxes, fees or levies. Ask us for more details before we provide you with services.

1Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to any flood component of the premium (if applicable).

2To qualify for the maximum No Claim Bonus of 30%, landlords must have had no landlord claims in the preceding three years. However, landlords who have had up to two claims may still qualify for reduced No Claim Bonus.

3Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

4May not be available when an imposed excess applies.

5Only available in ACT, TAS and WA.